/* ==========================================================================
   REFS Australia — Homepage stylesheet
   Vanilla CSS only. No framework, no build step.
   Art direction: "Guided Advisory" — deep navy foundation, hand-drawn cyan
   brush accent (from the logo), warm gold hairlines used sparingly, editorial
   serif display (Fraunces) paired with a calm humanist sans (Hanken Grotesk).
   --------------------------------------------------------------------------
   Contents:
   0.  Design tokens (CSS variables)
   1.  Reset & base
   2.  Typography helpers
   3.  Layout primitives (container, section, eyebrow, rules)
   4.  Buttons & links
   5.  Header / navigation / mobile drawer / sticky bottom CTA
   6.  Hero
   7.  Starting-point selector
   8.  First-two-year (editorial split + comparison)
   9.  What the broker is building (numbered + growth chart)
   10. 24-month pathway (roadmap)
   11. Support (asymmetric bento)
   12. Marquee
   13. Finance calculator
   14. Mentor team
   15. Proof & testimonials
   16. Other ways (training / consulting)
   17. Partners
   18. FAQ accordion
   19. Final CTA
   20. Booking form
   21. Footer
   22. Reveal / motion utilities
   23. Reduced motion + responsive
   ========================================================================== */

/* 0. DESIGN TOKENS ------------------------------------------------------- */
:root{
  --navy:#14233A;
  --navy-2:#1E2F4D;
  --navy-3:#0F1B2E;
  --slate:#5A6B7E;
  --slate-soft:#7C8DA0;
  --gold:#D99323;
  --gold-soft:#E9B45E;
  --cyan:#2E9BD6;      /* secondary interactive accent, sampled from logo */
  --cyan-deep:#1C7CB4;
  --bg:#F4F7FB;
  --bg-2:#EAF0F7;
  --white:#FFFFFF;
  --green:#1F7A45;
  --line:#D7E1EE;
  --line-strong:#C4D2E3;

  --ink:#14233A;       /* headings on light */
  --body:#455568;      /* body copy on light (meets AA on white) */

  --ff-serif:"Fraunces",Georgia,"Times New Roman",serif;
  --ff-sans:"Hanken Grotesk",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;

  --container:1240px;
  --gutter:clamp(1.15rem,4vw,3rem);
  --section-y:clamp(4.5rem,9vw,9rem);

  --radius:14px;
  --radius-sm:9px;
  --shadow-soft:0 1px 2px rgba(20,35,58,.05),0 12px 34px -18px rgba(20,35,58,.28);
  --shadow-card:0 1px 2px rgba(20,35,58,.06),0 30px 60px -32px rgba(20,35,58,.35);

  --ease:cubic-bezier(.22,.61,.36,1);
  --dur:.5s;
}

/* 1. RESET & BASE -------------------------------------------------------- */
*,*::before,*::after{box-sizing:border-box}
*{margin:0}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px;overflow-x:hidden}
body{
  font-family:var(--ff-sans);
  color:var(--body);
  background:var(--white);
  line-height:1.65;
  font-size:clamp(1rem,.97rem + .2vw,1.075rem);
  font-weight:400;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  overflow-x:hidden;
}
img,svg,video{display:block;max-width:100%;height:auto}
button,input,select,textarea{font:inherit;color:inherit}
button{cursor:pointer;background:none;border:none}
a{color:inherit;text-decoration:none}
ul,ol{list-style:none;padding:0}
:focus-visible{outline:3px solid var(--cyan);outline-offset:3px;border-radius:4px}
::selection{background:var(--navy);color:#fff}

.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

/* Skip link */
.skip-link{
  position:absolute;left:1rem;top:-999px;z-index:1000;
  background:var(--navy);color:#fff;padding:.7rem 1.1rem;border-radius:8px;font-weight:600;
}
.skip-link:focus{top:1rem}

/* 2. TYPOGRAPHY ---------------------------------------------------------- */
.display{
  font-family:var(--ff-serif);
  font-weight:400;
  line-height:1.02;
  letter-spacing:-.015em;
  color:var(--ink);
  font-optical-sizing:auto;
}
h1,h2,h3{color:var(--ink);font-weight:600;line-height:1.12;letter-spacing:-.01em}
h1{font-size:clamp(2.6rem,1.9rem + 3.4vw,4.6rem)}
h2{font-size:clamp(2rem,1.5rem + 2.2vw,3.1rem)}
h3{font-size:clamp(1.25rem,1.1rem + .6vw,1.6rem)}
p{max-width:68ch}
strong{font-weight:600;color:var(--ink)}

/* 3. LAYOUT -------------------------------------------------------------- */
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:var(--gutter)}
.section{padding-block:var(--section-y)}
.section--tight{padding-block:clamp(3rem,6vw,5.5rem)}
.section--navy{background:var(--navy);color:#C8D4E3}
.section--navy h1,.section--navy h2,.section--navy h3,.section--navy .display{color:#fff}
.section--soft{background:var(--bg)}

.eyebrow{
  display:inline-flex;align-items:center;gap:.6rem;
  font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
  color:var(--slate);
}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--gold);display:inline-block}
.section--navy .eyebrow{color:var(--cyan)}
.section--navy .eyebrow::before{background:var(--gold)}

.section-head{max-width:56ch;margin-bottom:clamp(2rem,4vw,3.5rem)}
.section-head p{margin-top:1.1rem;color:var(--slate)}
.section--navy .section-head p{color:#A9B8CC}

.lead{font-size:clamp(1.1rem,1.02rem + .5vw,1.35rem);color:var(--slate);line-height:1.55}
.section--navy .lead{color:#B9C7DA}

.rule-gold{width:56px;height:3px;background:var(--gold);border:none;margin:0}
.kicker-num{font-family:var(--ff-serif);color:var(--gold);font-size:.95rem;letter-spacing:.05em}

/* 4. BUTTONS ------------------------------------------------------------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.6rem;
  font-weight:600;font-size:.98rem;letter-spacing:.005em;
  padding:.95rem 1.5rem;border-radius:10px;
  min-height:48px;
  transition:transform .25s var(--ease),background-color .25s var(--ease),
             color .25s var(--ease),box-shadow .25s var(--ease),border-color .25s var(--ease);
  will-change:transform;
}
.btn:hover{transform:translateY(-2px)}
.btn:active{transform:translateY(0)}
.btn--primary{background:var(--gold);color:#3a2606;box-shadow:0 10px 26px -12px rgba(217,147,35,.9)}
.btn--primary:hover{background:var(--gold-soft)}
.btn--ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line-strong)}
.btn--ghost:hover{border-color:var(--navy);background:#fff}
.hero .btn--ghost{color:#fff;border-color:rgba(255,255,255,.32)}
.hero .btn--ghost:hover{color:#fff;border-color:#fff;background:rgba(255,255,255,.07)}
.section--navy .btn--ghost{color:#fff;border-color:rgba(255,255,255,.28)}
.section--navy .btn--ghost:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.btn--on-navy{background:#fff;color:var(--navy)}
.btn--on-navy:hover{background:#eef3f9}
.btn--block{width:100%}

.arrow-link{
  display:inline-flex;align-items:center;gap:.5rem;font-weight:600;color:var(--cyan-deep);
  position:relative;
}
.arrow-link svg{transition:transform .3s var(--ease)}
.arrow-link:hover svg{transform:translateX(4px)}
.section--navy .arrow-link{color:var(--cyan)}

/* underline draw link */
.link-underline{position:relative}
.link-underline::after{
  content:"";position:absolute;left:0;bottom:-2px;height:2px;width:100%;
  background:currentColor;transform:scaleX(0);transform-origin:right;
  transition:transform .35s var(--ease);
}
.link-underline:hover::after{transform:scaleX(1);transform-origin:left}

/* 5. HEADER -------------------------------------------------------------- */
.header{
  position:sticky;top:0;z-index:100;
  background:rgba(20,35,58,.72);
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(255,255,255,.08);
  transition:background-color .4s var(--ease),border-color .4s var(--ease),box-shadow .4s var(--ease);
}
.header.is-stuck{
  background:rgba(20,35,58,.96);
  border-bottom-color:rgba(255,255,255,.12);
  box-shadow:0 10px 30px -22px rgba(0,0,0,.7);
}
.header__inner{display:flex;align-items:center;gap:1.5rem;min-height:74px}
.brand{display:inline-flex;align-items:center;gap:.7rem}
.brand img{width:56px;height:56px;border-radius:50%}
.brand__name{color:#fff;font-weight:700;letter-spacing:.02em;font-size:1.02rem;line-height:1}
.brand__name span{display:block;font-weight:400;font-size:.66rem;letter-spacing:.22em;color:var(--cyan);text-transform:uppercase;margin-top:.28rem}

.nav{display:none;margin-inline:auto}
.nav ul{display:flex;gap:clamp(1rem,1.8vw,1.9rem)}
.nav a{
  color:#C8D4E3;font-size:.95rem;font-weight:500;padding:.5rem 0;position:relative;white-space:nowrap;
  transition:color .25s var(--ease);
}
.nav a::after{
  content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;background:var(--gold);
  transform:scaleX(0);transform-origin:right;transition:transform .3s var(--ease);
}
.nav a:hover{color:#fff}
.nav a:hover::after{transform:scaleX(1);transform-origin:left}

.header__actions{display:none;align-items:center;gap:1.1rem;margin-left:auto}
.header__login{color:#C8D4E3;font-size:.9rem;font-weight:500}
.header__login:hover{color:#fff}
.header .btn{padding:.7rem 1.15rem;min-height:44px;white-space:nowrap}

/* Hamburger */
.hamburger{
  display:inline-flex;flex-direction:column;gap:5px;margin-left:auto;
  width:46px;height:46px;align-items:center;justify-content:center;border-radius:10px;
  border:1px solid rgba(255,255,255,.16);
}
.hamburger span{display:block;width:22px;height:2px;background:#fff;transition:transform .3s var(--ease),opacity .2s}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Mobile drawer */
.drawer{
  position:fixed;inset:0;z-index:200;visibility:hidden;overflow:hidden;
}
.drawer__scrim{
  position:absolute;inset:0;background:rgba(9,16,28,.55);opacity:0;
  transition:opacity .35s var(--ease);
}
.drawer__panel{
  position:absolute;top:0;right:0;height:100%;width:min(88vw,380px);
  background:var(--navy);color:#fff;padding:1.4rem var(--gutter) 2rem;
  display:flex;flex-direction:column;gap:1.4rem;
  transform:translateX(100%);transition:transform .4s var(--ease);
  overflow-y:auto;box-shadow:-30px 0 60px -30px rgba(0,0,0,.6);
}
.drawer.is-open{visibility:visible}
.drawer.is-open .drawer__scrim{opacity:1}
.drawer.is-open .drawer__panel{transform:translateX(0)}
.drawer__top{display:flex;align-items:center;justify-content:space-between}
.drawer__close{width:44px;height:44px;border-radius:10px;border:1px solid rgba(255,255,255,.2);color:#fff;font-size:1.4rem;display:grid;place-items:center}
.drawer nav ul{display:flex;flex-direction:column;gap:.2rem}
.drawer nav a{display:block;padding:.85rem 0;font-size:1.15rem;color:#DCE5F0;border-bottom:1px solid rgba(255,255,255,.08)}
.drawer nav a:hover{color:#fff}
.drawer__foot{margin-top:auto;display:flex;flex-direction:column;gap:.8rem}
.drawer__login{color:var(--cyan);font-weight:600}

/* Sticky bottom CTA (mobile, after hero) */
.bottom-cta{
  position:fixed;left:0;right:0;bottom:0;z-index:90;
  padding:.7rem var(--gutter);
  background:rgba(20,35,58,.97);backdrop-filter:blur(10px);
  border-top:1px solid rgba(255,255,255,.12);
  transform:translateY(120%);transition:transform .4s var(--ease);
}
.bottom-cta.is-visible{transform:translateY(0)}
.bottom-cta .btn{width:100%}

/* 6. HERO ---------------------------------------------------------------- */
.hero{
  position:relative;background:var(--navy);color:#C8D4E3;overflow:hidden;
  padding-block:clamp(3.5rem,7vw,6rem) clamp(4rem,7vw,6.5rem);
}
.hero__bg{position:absolute;inset:0;pointer-events:none;opacity:.5}
.hero__bg path{fill:none;stroke:var(--cyan);stroke-width:1.4;stroke-opacity:.22}
.hero__grid{position:relative;display:grid;gap:clamp(2.5rem,5vw,4rem);grid-template-columns:1fr;align-items:center}
.hero__copy{max-width:40rem}
.hero .eyebrow{color:var(--cyan)}
.hero h1{color:#fff;margin:1.4rem 0 0}
.hero h1 .line{display:block;overflow:hidden}
.hero h1 .line > span{display:block}
.hero h1 .serif{font-family:var(--ff-serif);font-weight:400;font-style:italic;color:var(--gold-soft);letter-spacing:-.02em}
.hero__lead{margin-top:1.6rem;color:#B9C7DA;font-size:clamp(1.08rem,1rem + .5vw,1.28rem);max-width:34rem}
.hero__ctas{display:flex;flex-wrap:wrap;gap:.9rem;margin-top:2rem}

.trust-row{
  display:flex;flex-wrap:wrap;align-items:center;gap:.7rem 1.3rem;margin-top:2.4rem;
  padding-top:1.6rem;border-top:1px solid rgba(255,255,255,.12);
}
.trust-row .ph{color:var(--gold-soft);font-weight:600}
.trust-item{display:flex;align-items:baseline;gap:.45rem;font-size:.92rem;color:#AFC0D4}
.trust-item strong{color:#fff;font-size:1.05rem}
.trust-sep{width:5px;height:5px;border-radius:50%;background:var(--cyan);opacity:.7}

/* Hero visual */
.hero__visual{position:relative}
.hero__frame{
  position:relative;border-radius:16px;overflow:hidden;
  box-shadow:0 40px 80px -40px rgba(0,0,0,.7);
  border:1px solid rgba(255,255,255,.08);
  will-change:transform;
}
.hero__frame::after{content:"";position:absolute;inset:0;box-shadow:inset 0 0 0 1px rgba(255,255,255,.06)}
.hero__frame img{width:100%;aspect-ratio:6/7;object-fit:cover}
.hero__doc{
  position:absolute;left:-14px;bottom:-18px;width:min(74%,300px);
  background:#fff;border-radius:12px;padding:1.1rem 1.15rem;
  box-shadow:0 24px 50px -22px rgba(0,0,0,.55);
  color:var(--ink);
}
.hero__doc h4{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--slate);font-weight:700;margin-bottom:.7rem;display:flex;align-items:center;gap:.5rem}
.hero__doc h4::before{content:"";width:18px;height:2px;background:var(--gold)}
.hero__doc li{display:flex;align-items:center;gap:.6rem;padding:.32rem 0;font-size:.9rem;color:var(--body)}
.hero__doc .tick{width:20px;height:20px;border-radius:50%;background:var(--bg);display:grid;place-items:center;flex:none}
.hero__doc li.done .tick{background:var(--green)}
.hero__doc li.done .tick svg{stroke:#fff}
.hero__doc li:last-child{color:var(--slate)}
.hero__doc .tick svg{width:11px;height:11px;stroke:var(--line-strong);stroke-width:3;fill:none}

.scroll-cue{
  display:none;position:absolute;left:var(--gutter);bottom:1.2rem;
  align-items:center;gap:.6rem;font-size:.75rem;letter-spacing:.16em;text-transform:uppercase;color:#8FA3BC;
}
.scroll-cue__track{width:1px;height:34px;background:rgba(255,255,255,.25);position:relative;overflow:hidden}
.scroll-cue__track::after{content:"";position:absolute;top:-10px;left:0;width:1px;height:12px;background:var(--gold);animation:scrollcue 2s var(--ease) infinite}
@keyframes scrollcue{0%{top:-12px}60%,100%{top:34px}}

/* 7. STARTING-POINT SELECTOR -------------------------------------------- */
.selector__grid{display:grid;gap:clamp(1.5rem,3vw,2.5rem);grid-template-columns:1fr}
.selector__options{display:grid;gap:.7rem}
.spo{
  display:flex;align-items:center;gap:1rem;width:100%;text-align:left;
  padding:1.05rem 1.2rem;border:1px solid var(--line);border-radius:12px;background:#fff;
  transition:border-color .25s var(--ease),background-color .25s var(--ease),transform .25s var(--ease),box-shadow .25s var(--ease);
}
.spo:hover{transform:translateX(4px);border-color:var(--line-strong);box-shadow:var(--shadow-soft)}
.spo__idx{font-family:var(--ff-serif);color:var(--slate-soft);font-size:1rem;width:1.6rem;flex:none}
.spo__label{font-weight:600;color:var(--ink);font-size:1.02rem}
.spo__chev{margin-left:auto;color:var(--slate-soft);transition:transform .25s var(--ease)}
.spo[aria-selected="true"]{border-color:var(--navy);background:var(--navy);box-shadow:var(--shadow-card)}
.spo[aria-selected="true"] .spo__label{color:#fff}
.spo[aria-selected="true"] .spo__idx{color:var(--gold-soft)}
.spo[aria-selected="true"] .spo__chev{color:var(--gold-soft);transform:translateX(3px)}

.selector__panel{
  background:var(--navy);color:#fff;border-radius:16px;padding:clamp(1.6rem,3vw,2.4rem);
  display:flex;flex-direction:column;justify-content:center;box-shadow:var(--shadow-card);
  position:relative;overflow:hidden;min-height:260px;
}
.selector__panel::before{content:"";position:absolute;inset:0;background:radial-gradient(120% 100% at 100% 0,rgba(46,155,214,.16),transparent 55%)}
.selector__panel .eyebrow{color:var(--cyan)}
.selector__panel-body{position:relative;transition:opacity .3s var(--ease),transform .3s var(--ease)}
.selector__panel-body.is-swapping{opacity:0;transform:translateY(8px)}
.selector__panel h3{color:#fff;margin:.7rem 0 .8rem;font-family:var(--ff-serif);font-weight:400;font-size:clamp(1.4rem,1.2rem+.8vw,1.9rem)}
.selector__panel p{color:#C4D2E3;margin-bottom:1.5rem}
.selector__panel .btn{align-self:flex-start}

/* 8. FIRST-TWO-YEAR ------------------------------------------------------ */
.split{display:grid;gap:clamp(2.5rem,5vw,4.5rem);grid-template-columns:1fr;align-items:start}
.split__lead h2{margin-bottom:1.3rem}
.split__lead .display{font-size:clamp(2.2rem,1.6rem + 3vw,3.6rem)}
.split__lead p{color:var(--slate);margin-top:1.3rem}
.split__lead .doc-thumb{margin-top:2rem;border-radius:12px;overflow:hidden;border:1px solid var(--line);box-shadow:var(--shadow-soft);max-width:340px}

.compare{border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff;box-shadow:var(--shadow-soft)}
.compare__head{display:grid;grid-template-columns:1fr 1fr}
.compare__head div{padding:1rem 1.2rem;font-weight:600;font-size:.9rem;letter-spacing:.02em}
.compare__head .neg{color:var(--slate);background:var(--bg)}
.compare__head .pos{color:#fff;background:var(--navy)}
.compare__row{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid var(--line)}
.compare__row span{padding:.95rem 1.2rem;font-size:.95rem;display:flex;align-items:center;gap:.55rem}
.compare__row .neg{color:var(--slate)}
.compare__row .pos{color:var(--ink);background:#FBFCFE;border-left:1px solid var(--line)}
.compare__row .pos::before{content:"";width:16px;height:16px;flex:none;border-radius:50%;background:var(--green);
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3 3 7-7' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;
          mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath d='M3 8.5l3 3 7-7' fill='none' stroke='%23000' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;}
.compare__row .neg::before{content:"";width:16px;height:2px;flex:none;background:var(--line-strong);margin-top:.6rem;align-self:flex-start}

/* 9. WHAT BUILDING ------------------------------------------------------- */
.building__grid{display:grid;gap:clamp(2rem,4vw,3.5rem);grid-template-columns:1fr}
.outcomes{display:grid;gap:0}
.outcome{padding:1.7rem 0;border-top:1px solid var(--line);display:grid;grid-template-columns:auto 1fr;gap:1.2rem;align-items:baseline}
.outcome:last-child{border-bottom:1px solid var(--line)}
.outcome__num{font-family:var(--ff-serif);color:var(--gold);font-size:1.05rem}
.outcome h3{font-family:var(--ff-serif);font-weight:400;font-size:clamp(1.5rem,1.2rem+1.1vw,2.1rem);color:var(--ink);letter-spacing:-.01em}
.outcome p{color:var(--slate);margin-top:.5rem;font-size:1rem}
.building__aside{background:var(--navy);border-radius:18px;padding:clamp(1.6rem,3vw,2.4rem);color:#fff;box-shadow:var(--shadow-card);position:relative;overflow:hidden}
.building__aside .eyebrow{color:var(--cyan)}
.building__aside h3{color:#fff;font-family:var(--ff-serif);font-weight:400;margin:.6rem 0 .3rem}
.building__aside p{color:#A9B8CC;font-size:.92rem;margin-bottom:1.2rem}
.growth-chart{width:100%;height:auto}
.growth-chart .grid line{stroke:rgba(255,255,255,.08)}
.growth-chart .area{fill:url(#growthFill)}
.growth-chart .line{fill:none;stroke:var(--cyan);stroke-width:2.5;stroke-linecap:round;
  stroke-dasharray:var(--len);stroke-dashoffset:var(--len);}
.reveal.is-in .growth-chart .line{transition:stroke-dashoffset 1.6s var(--ease);stroke-dashoffset:0}
.growth-chart .dot{fill:var(--gold)}
.growth-chart text{fill:#8FA3BC;font-size:11px;font-family:var(--ff-sans)}

/* 10. ROADMAP ------------------------------------------------------------ */
.roadmap{position:relative;margin-top:clamp(2rem,4vw,3rem)}
.roadmap__track{position:relative}
.roadmap__line{position:absolute;top:34px;left:0;right:0;height:2px;background:var(--line-strong)}
.roadmap__line-fill{position:absolute;top:34px;left:0;height:2px;background:var(--gold);width:0;transition:width 1.3s var(--ease)}
.roadmap.is-in .roadmap__line-fill{width:100%}
.roadmap__stages{display:grid;grid-template-columns:1fr;gap:1.4rem}
.stage{position:relative;background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.5rem 1.4rem;box-shadow:var(--shadow-soft)}
.stage__node{position:absolute;top:-9px;left:1.5rem;width:18px;height:18px;border-radius:50%;background:#fff;border:2px solid var(--line-strong)}
.stage.is-active .stage__node{border-color:var(--gold);background:var(--gold);box-shadow:0 0 0 5px rgba(217,147,35,.16)}
.stage__phase{font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--cyan-deep);font-weight:700}
.stage h3{font-family:var(--ff-serif);font-weight:400;font-size:1.35rem;margin:.5rem 0 .3rem;color:var(--ink)}
.stage .months{color:var(--slate-soft);font-size:.9rem;font-weight:600;margin-bottom:1rem}
.stage ul{display:grid;gap:.5rem}
.stage li{position:relative;padding-left:1.2rem;font-size:.92rem;color:var(--slate)}
.stage li::before{content:"";position:absolute;left:0;top:.62em;width:6px;height:6px;border-radius:50%;background:var(--cyan)}
.roadmap__support{
  margin-top:2rem;display:flex;align-items:center;gap:1rem;flex-wrap:wrap;
  padding:1.1rem 1.3rem;background:var(--bg);border-radius:12px;border:1px solid var(--line);
  color:var(--slate);font-size:.95rem;
}
.roadmap__support strong{color:var(--ink)}
.support-meter{flex:1;min-width:180px;height:8px;border-radius:6px;
  background:linear-gradient(90deg,var(--gold),rgba(217,147,35,.15));position:relative;overflow:hidden}

/* 11. SUPPORT (bento) ---------------------------------------------------- */
.bento{display:grid;gap:1.1rem;grid-template-columns:1fr}
.bento__feature{
  grid-column:1;background:var(--navy);color:#fff;border-radius:18px;
  padding:clamp(1.8rem,3.5vw,2.8rem);position:relative;overflow:hidden;box-shadow:var(--shadow-card);
}
.bento__feature::after{content:"";position:absolute;right:-40px;top:-40px;width:220px;height:220px;border-radius:50%;
  border:1.5px solid rgba(46,155,214,.25)}
.bento__feature .eyebrow{color:var(--cyan)}
.bento__feature h3{color:#fff;font-family:var(--ff-serif);font-weight:400;font-size:clamp(1.6rem,1.3rem+1.2vw,2.3rem);margin:.6rem 0 .7rem}
.bento__feature p{color:#B9C7DA;max-width:36ch}
.bento__items{display:grid;gap:1.1rem;grid-template-columns:1fr}
.support-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.3rem 1.35rem;transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease)}
.support-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-card);border-color:var(--line-strong)}
.support-card .ic{width:38px;height:38px;border-radius:10px;background:var(--bg);display:grid;place-items:center;margin-bottom:.9rem;color:var(--navy)}
.support-card .ic svg{width:20px;height:20px;fill:none;stroke:var(--navy);stroke-width:1.7}
.support-card h4{font-size:1.05rem;color:var(--ink);margin-bottom:.3rem}
.support-card p{font-size:.9rem;color:var(--slate)}
.support-note{margin-top:1.4rem;font-size:.88rem;color:var(--slate-soft);font-style:italic}

/* 12. MARQUEE ------------------------------------------------------------ */
.marquee{background:var(--navy-2);color:#fff;overflow:hidden;padding-block:1.1rem;border-block:1px solid rgba(255,255,255,.08)}
.marquee__track{display:flex;gap:2.5rem;width:max-content;animation:marquee 34s linear infinite}
.marquee span{font-family:var(--ff-serif);font-size:clamp(1.3rem,1rem+1.4vw,2rem);font-weight:400;color:#DCE5F0;display:inline-flex;align-items:center;gap:2.5rem;white-space:nowrap}
.marquee span::after{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold)}
@keyframes marquee{to{transform:translateX(-50%)}}
.marquee:hover .marquee__track{animation-play-state:paused}

/* 13. CALCULATOR --------------------------------------------------------- */
.calc{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow-card);overflow:hidden}
.calc__tabs{display:flex;gap:.3rem;padding:.5rem;background:var(--bg);border-bottom:1px solid var(--line)}
.calc__tab{
  flex:1;padding:.85rem 1rem;border-radius:11px;font-weight:600;font-size:.95rem;color:var(--slate);
  transition:background-color .25s var(--ease),color .25s var(--ease),box-shadow .25s var(--ease);
}
.calc__tab[aria-selected="true"]{background:#fff;color:var(--navy);box-shadow:var(--shadow-soft)}
.calc__panel{padding:clamp(1.5rem,3.5vw,2.6rem);display:grid;gap:clamp(1.8rem,4vw,3rem);grid-template-columns:1fr}
.calc__panel[hidden]{display:none}
.calc__inputs{display:grid;gap:1.2rem}
.field{display:grid;gap:.45rem}
.field label{font-weight:600;font-size:.9rem;color:var(--ink)}
.field .hint{font-size:.78rem;color:var(--slate-soft);font-weight:400}
.field-input{position:relative;display:flex;align-items:center}
.field-input .prefix,.field-input .suffix{position:absolute;color:var(--slate-soft);font-size:.95rem;pointer-events:none}
.field-input .prefix{left:.95rem}
.field-input .suffix{right:.95rem}
.field input,.field select{
  width:100%;padding:.85rem 1rem;border:1.5px solid var(--line);border-radius:10px;background:#fff;
  font-size:1rem;transition:border-color .2s var(--ease),box-shadow .2s var(--ease);
}
.field-input.has-prefix input{padding-left:2rem}
.field-input.has-suffix input{padding-right:2.6rem}
.field input:focus,.field select:focus{border-color:var(--gold);box-shadow:0 0 0 4px rgba(217,147,35,.16);outline:none}
.field input.invalid{border-color:#C0392B;box-shadow:0 0 0 4px rgba(192,57,43,.12)}
.field .err{color:#C0392B;font-size:.8rem;min-height:1em}
.seg{display:flex;gap:.4rem}
.seg button{flex:1;padding:.7rem;border:1.5px solid var(--line);border-radius:9px;font-weight:600;font-size:.9rem;color:var(--slate);transition:all .2s var(--ease)}
.seg button[aria-pressed="true"]{border-color:var(--navy);background:var(--navy);color:#fff}
.calc__actions{display:flex;gap:.7rem;margin-top:.4rem}

.calc__results{background:var(--navy);border-radius:16px;padding:clamp(1.5rem,3vw,2rem);color:#fff;align-self:start}
.calc__results .eyebrow{color:var(--cyan)}
.result-primary{margin:.8rem 0 1.3rem}
.result-primary .val{font-family:var(--ff-serif);font-size:clamp(2.2rem,1.6rem+2.6vw,3.2rem);color:#fff;line-height:1;transition:opacity .3s var(--ease)}
.result-primary .lbl{color:#A9B8CC;font-size:.88rem;margin-top:.4rem}
.result-list{display:grid;gap:.1rem;border-top:1px solid rgba(255,255,255,.12)}
.result-list div{display:flex;justify-content:space-between;gap:1rem;padding:.7rem 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:.95rem}
.result-list dt{color:#A9B8CC}
.result-list dd{color:#fff;font-weight:600;font-variant-numeric:tabular-nums}
.calc-bar{margin-top:1.3rem}
.calc-bar__track{display:flex;height:16px;border-radius:8px;overflow:hidden;background:rgba(255,255,255,.1)}
.calc-bar__seg{height:100%;transition:width .6s var(--ease)}
.calc-bar__seg.principal{background:var(--cyan)}
.calc-bar__seg.interest{background:var(--gold)}
.calc-bar__legend{display:flex;gap:1.2rem;margin-top:.7rem;font-size:.8rem;color:#A9B8CC}
.calc-bar__legend span{display:flex;align-items:center;gap:.4rem}
.calc-bar__legend i{width:10px;height:10px;border-radius:3px;display:inline-block}
.calc-bar__legend .principal{background:var(--cyan)}
.calc-bar__legend .interest{background:var(--gold)}

.calc-explain{margin-top:1.2rem;border-top:1px solid var(--line)}
.calc-explain summary{cursor:pointer;padding:.9rem 0;font-weight:600;color:var(--cyan-deep);list-style:none;display:flex;align-items:center;gap:.5rem}
.calc-explain summary::-webkit-details-marker{display:none}
.calc-explain summary::before{content:"+";font-size:1.2rem;color:var(--gold);width:1rem}
.calc-explain[open] summary::before{content:"–"}
.calc-explain p,.calc-explain ul{font-size:.88rem;color:var(--slate);margin-bottom:.7rem}
.calc-explain li{padding-left:1.1rem;position:relative;margin-bottom:.3rem}
.calc-explain li::before{content:"";position:absolute;left:0;top:.6em;width:5px;height:5px;background:var(--cyan);border-radius:50%}
.calc-disclaimer{
  margin-top:1.4rem;padding:1rem 1.1rem;background:#FBF6EC;border:1px solid #EBD9B4;border-radius:12px;
  font-size:.85rem;color:#6B5320;line-height:1.55;display:flex;gap:.7rem;
}
.calc-disclaimer svg{flex:none;width:20px;height:20px;stroke:var(--gold);fill:none;stroke-width:1.8;margin-top:.1rem}
.calc__cta{margin-top:1.4rem;display:flex;justify-content:flex-start}
.editable-tag{display:inline-block;font-size:.7rem;letter-spacing:.06em;text-transform:uppercase;color:var(--slate-soft);background:var(--bg);padding:.15rem .5rem;border-radius:5px;margin-left:.4rem}

/* 14. MENTORS ------------------------------------------------------------ */
.mentors__grid{display:grid;gap:1.2rem;grid-template-columns:1fr}
.mentor-lead{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow-card);display:grid;grid-template-columns:1fr}
.mentor-lead__img{background:var(--bg);position:relative}
.mentor-lead__img img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/5}
.mentor-lead__body{padding:clamp(1.5rem,3vw,2.2rem);display:flex;flex-direction:column;justify-content:center}
.mentor-lead__body .eyebrow{color:var(--slate)}
.mentor-lead__body h3{font-family:var(--ff-serif);font-weight:400;font-size:clamp(1.7rem,1.3rem+1.4vw,2.4rem);margin:.6rem 0 .2rem}
.mentor-lead__role{color:var(--cyan-deep);font-weight:600;margin-bottom:1rem}
.mentor-lead__body p{color:var(--slate);font-size:.98rem;margin-bottom:1.2rem}
.mentor-meta{display:flex;flex-wrap:wrap;gap:.6rem;margin-bottom:1.3rem}
.chip{font-size:.8rem;font-weight:600;color:var(--navy);background:var(--bg);border:1px solid var(--line);padding:.35rem .8rem;border-radius:20px}

.mentor-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}
.mentor-card{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s var(--ease)}
.mentor-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-card)}
.mentor-card__img{background:var(--bg);overflow:hidden}
.mentor-card__img img{width:100%;aspect-ratio:1/1;object-fit:cover;transition:transform .5s var(--ease)}
.mentor-card:hover .mentor-card__img img{transform:scale(1.04)}
.mentor-card__body{padding:.95rem 1rem 1.1rem}
.mentor-card h4{font-size:1.02rem;color:var(--ink)}
.mentor-card .role{color:var(--slate);font-size:.82rem;margin:.15rem 0 .5rem}
.mentor-card .spec{font-size:.8rem;color:var(--cyan-deep);font-weight:600}
.mentors__scroll-hint{display:none}

/* 15. TESTIMONIALS ------------------------------------------------------- */
.proof-strip{
  display:grid;grid-template-columns:repeat(2,1fr);gap:1px;
  background:var(--line);border:1px solid var(--line);
  border-radius:18px;overflow:hidden;margin-bottom:clamp(2rem,4vw,3rem);
  box-shadow:var(--shadow-soft);
}
.proof-item{background:#fff;padding:clamp(1.8rem,3vw,2.7rem) 1.2rem;text-align:center;position:relative;transition:background-color .3s var(--ease)}
.proof-item:hover{background:#FBFCFE}
.proof-item .num{font-family:var(--ff-serif);font-weight:500;font-size:clamp(2.4rem,1.8rem + 2vw,3.4rem);color:var(--navy);line-height:1;display:inline-flex;align-items:baseline;gap:.12em}
.proof-item .num .star{color:var(--gold);font-size:.5em}
.proof-item .num .plus{color:var(--gold);font-size:.62em}
.proof-item .lbl{font-size:.78rem;color:var(--slate);margin-top:.8rem;letter-spacing:.06em;text-transform:uppercase;font-weight:600}
.proof-item::after{content:"";position:absolute;left:50%;bottom:0;transform:translateX(-50%);width:0;height:2px;background:var(--gold);transition:width .4s var(--ease)}
.proof-item:hover::after{width:44px}

.testimonials{display:grid;gap:1.2rem;grid-template-columns:1fr}
.tcard{background:#fff;border:1px solid var(--line);border-radius:16px;padding:1.6rem 1.5rem;display:flex;flex-direction:column;box-shadow:var(--shadow-soft)}
.tcard.feature{background:var(--navy);color:#fff}
.tcard__quote{font-family:var(--ff-serif);font-weight:400;font-style:italic;color:var(--gold);font-size:2rem;line-height:1;height:1rem}
.tcard blockquote{font-size:1.02rem;color:var(--body);margin:1.1rem 0 1.4rem;line-height:1.6}
.tcard.feature blockquote{color:#DCE5F0}
.tcard__foot{margin-top:auto;display:flex;align-items:center;gap:.8rem}
.tcard__avatar{width:42px;height:42px;border-radius:50%;background:var(--bg-2);color:var(--navy);display:grid;place-items:center;font-weight:700;flex:none}
.tcard.feature .tcard__avatar{background:rgba(255,255,255,.12);color:#fff}
.tcard__name{font-weight:600;color:var(--ink);font-size:.95rem}
.tcard.feature .tcard__name{color:#fff}
.tcard__src{font-size:.8rem;color:var(--slate-soft);display:flex;align-items:center;gap:.35rem}
.tcard__src svg{width:13px;height:13px}

/* 16. OTHER WAYS --------------------------------------------------------- */
.ways{display:grid;gap:1.6rem;grid-template-columns:1fr}
.way{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;padding:0;
  transition:transform .35s var(--ease),border-color .3s var(--ease),box-shadow .3s var(--ease)}
.way:hover{transform:translateY(-5px);border-color:var(--line-strong);box-shadow:var(--shadow-card)}
.way__media{position:relative;aspect-ratio:16/9;overflow:hidden;background:var(--bg-2)}
.way__media img{width:100%;height:100%;object-fit:cover;transition:transform .6s var(--ease)}
.way:hover .way__media img{transform:scale(1.05)}
.way__media::after{content:"";position:absolute;inset:0;background:linear-gradient(to top,rgba(20,35,58,.4),rgba(20,35,58,0) 55%)}
.way__tag{position:absolute;left:1.1rem;bottom:1.1rem;z-index:1;background:rgba(255,255,255,.94);color:var(--navy);
  font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:.42rem .85rem;border-radius:20px}
.way__body{padding:clamp(1.6rem,3vw,2.2rem)}
.way__lead{color:var(--slate);margin:.15rem 0 1.2rem;font-size:.98rem}
.way h3{font-size:1.3rem;margin-bottom:.6rem;display:flex;align-items:center;gap:.7rem}
.way h3 .ic{width:34px;height:34px;border-radius:9px;background:var(--bg);display:grid;place-items:center;color:var(--navy)}
.way h3 .ic svg{width:18px;height:18px;stroke:var(--navy);fill:none;stroke-width:1.7}
.way ul{display:grid;gap:.5rem;margin-bottom:1.3rem}
.way li{padding-left:1.2rem;position:relative;color:var(--slate);font-size:.94rem}
.way li::before{content:"";position:absolute;left:0;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--cyan)}

/* 17. PARTNERS ----------------------------------------------------------- */
.partners{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding-block:clamp(2rem,4vw,3rem)}
.partners__label{text-align:center;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--slate-soft);margin-bottom:1.8rem}
.partners__row{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:clamp(1.5rem,4vw,3.5rem)}
.partners__row img{height:52px;width:auto;filter:grayscale(1);opacity:.62;transition:opacity .3s var(--ease),filter .3s var(--ease)}
.partners__row img:hover{opacity:1;filter:grayscale(0)}

/* 18. FAQ ---------------------------------------------------------------- */
.faq{max-width:820px}
.faq__item{border-bottom:1px solid var(--line)}
.faq__q{width:100%;text-align:left;display:flex;align-items:center;justify-content:space-between;gap:1rem;
  padding:1.3rem 0;font-size:1.08rem;font-weight:600;color:var(--ink);transition:color .2s var(--ease)}
.faq__q:hover{color:var(--cyan-deep)}
.faq__icon{flex:none;width:26px;height:26px;position:relative}
.faq__icon::before,.faq__icon::after{content:"";position:absolute;background:var(--gold);border-radius:2px;transition:transform .3s var(--ease),opacity .3s var(--ease)}
.faq__icon::before{top:12px;left:4px;width:18px;height:2px}
.faq__icon::after{top:4px;left:12px;width:2px;height:18px}
.faq__q[aria-expanded="true"] .faq__icon::after{transform:rotate(90deg);opacity:0}
.faq__a{overflow:hidden;height:0;transition:height .35s var(--ease)}
.faq__a-inner{padding:0 0 1.4rem;color:var(--slate);max-width:70ch}

/* 19. FINAL CTA ---------------------------------------------------------- */
.final-cta{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.final-cta__bg{position:absolute;inset:0;opacity:.55;object-fit:cover;width:100%;height:100%}
.final-cta__inner{position:relative;text-align:center;max-width:720px;margin-inline:auto}
.final-cta h2{color:#fff;font-family:var(--ff-serif);font-weight:400;font-size:clamp(2.2rem,1.6rem+3vw,3.6rem)}
.final-cta p{color:#B9C7DA;margin:1.2rem auto 2rem;font-size:1.1rem}
.final-cta__ctas{display:flex;flex-wrap:wrap;gap:1rem;justify-content:center;align-items:center}
.final-cta__reassure{display:flex;flex-wrap:wrap;gap:1.4rem;justify-content:center;margin-top:2.4rem}
.final-cta__reassure span{display:flex;align-items:center;gap:.55rem;color:#C8D4E3;font-size:.92rem}
.final-cta__reassure svg{width:18px;height:18px;stroke:var(--cyan);fill:none;stroke-width:2}

/* 20. FORM --------------------------------------------------------------- */
.booking{display:grid;gap:clamp(2rem,4vw,3.5rem);grid-template-columns:1fr}
.booking__intro .display{font-size:clamp(2rem,1.5rem+2.4vw,3rem)}
.booking__intro p{color:var(--slate);margin-top:1.2rem}
.booking__points{margin-top:1.8rem;display:grid;gap:.9rem}
.booking__points li{display:flex;gap:.8rem;align-items:flex-start;color:var(--body)}
.booking__points .n{font-family:var(--ff-serif);color:var(--gold);flex:none}
.form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:clamp(1.6rem,3vw,2.4rem);box-shadow:var(--shadow-card)}
.form__grid{display:grid;gap:1.1rem;grid-template-columns:1fr 1fr}
.form__grid .full{grid-column:1 / -1}
.honeypot{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form label{font-weight:600;font-size:.88rem;color:var(--ink);display:block;margin-bottom:.4rem}
.form label .req{color:var(--gold)}
.form input,.form select,.form textarea{
  width:100%;padding:.8rem .95rem;border:1.5px solid var(--line);border-radius:10px;font-size:.98rem;background:#fff;
  transition:border-color .2s var(--ease),box-shadow .2s var(--ease);
}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--gold);box-shadow:0 0 0 4px rgba(217,147,35,.14);outline:none}
.form textarea{resize:vertical;min-height:110px}
.form .err{color:#C0392B;font-size:.78rem;min-height:1em;margin-top:.25rem}
.form input[aria-invalid="true"],.form select[aria-invalid="true"],.form textarea[aria-invalid="true"]{border-color:#C0392B}
.consent{display:flex;gap:.7rem;align-items:flex-start;font-size:.85rem;color:var(--slate)}
.consent input{width:20px;height:20px;flex:none;margin-top:.15rem;accent-color:var(--navy)}
.form__privacy{font-size:.78rem;color:var(--slate-soft);margin-top:.3rem}
.form__success{display:none;text-align:center;padding:1.5rem 0}
.form__success.show{display:block;animation:pop .5s var(--ease)}
.form__success .badge{width:64px;height:64px;border-radius:50%;background:rgba(31,122,69,.1);display:grid;place-items:center;margin:0 auto 1.2rem}
.form__success .badge svg{width:30px;height:30px;stroke:var(--green);fill:none;stroke-width:2.2}
.form__success h3{color:var(--ink);margin-bottom:.6rem}
.form__success p{color:var(--slate);margin-inline:auto}
@keyframes pop{from{transform:scale(.94);opacity:0}to{transform:scale(1);opacity:1}}

/* 21. FOOTER ------------------------------------------------------------- */
.footer{background:var(--navy-3);color:#9FB0C6;padding-block:clamp(3rem,6vw,4.5rem) 2rem}
.footer__grid{display:grid;gap:2.5rem;grid-template-columns:1fr}
.footer__brand{max-width:32ch}
.footer__brand .brand img{width:72px;height:72px}
.footer__brand .brand__name{color:#fff}
.footer__brand p{color:#8397AE;font-size:.92rem;margin-top:1rem}
.footer__cols{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}
.footer h4{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:1rem}
.footer li{margin-bottom:.6rem}
.footer a{color:#9FB0C6;font-size:.92rem;transition:color .2s var(--ease)}
.footer a:hover{color:#fff}
.footer__contact li{display:flex;align-items:center;gap:.6rem}
.footer__contact svg{width:16px;height:16px;stroke:var(--cyan);fill:none;stroke-width:1.8;flex:none}
.footer__cta{background:var(--navy-2);border-radius:16px;padding:1.6rem;margin-block:2.5rem;display:flex;flex-wrap:wrap;gap:1.2rem;align-items:center;justify-content:space-between}
.footer__cta h4{color:#fff;font-size:1.15rem;letter-spacing:0;text-transform:none;font-family:var(--ff-serif);font-weight:400;margin:0}
.footer__social{display:flex;gap:.7rem;margin-top:1.2rem}
.footer__social a{width:38px;height:38px;border-radius:9px;border:1px solid rgba(255,255,255,.14);display:grid;place-items:center}
.footer__social svg{width:17px;height:17px;fill:#9FB0C6}
.footer__social a:hover{border-color:var(--cyan)}
.footer__social a:hover svg{fill:#fff}
.footer__legal{border-top:1px solid rgba(255,255,255,.1);margin-top:2.5rem;padding-top:1.6rem;
  display:flex;flex-wrap:wrap;gap:1rem 1.6rem;align-items:center;justify-content:space-between;font-size:.82rem}
.footer__legal ul{display:flex;flex-wrap:wrap;gap:1rem 1.4rem}
.footer__credit{color:#8397AE}
.footer__credit a{color:var(--cyan);font-weight:600}
.footer__credit a:hover{color:#fff}
.footer__compliance{font-size:.78rem;color:#6E819A;margin-top:1.2rem;max-width:80ch;line-height:1.6}
.footer__compliance .ph{color:var(--gold-soft)}

/* content-approval inline marker */
.approval-note{
  display:block;font-size:.72rem;color:var(--slate-soft);font-style:italic;margin-top:.5rem;
}
.section--navy .approval-note{color:#7C8DA0}

/* 22. REVEAL / MOTION ---------------------------------------------------- */
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.is-in{opacity:1;transform:none}
.reveal[data-delay="1"]{transition-delay:.08s}
.reveal[data-delay="2"]{transition-delay:.16s}
.reveal[data-delay="3"]{transition-delay:.24s}
.reveal[data-delay="4"]{transition-delay:.32s}

/* hero on-load masked reveal — only hide when JS is active and not yet revealed */
.js .hero:not(.loaded) h1 .line > span,
.js .hero:not(.loaded) .eyebrow,
.js .hero:not(.loaded) .hero__lead,
.js .hero:not(.loaded) .hero__ctas,
.js .hero:not(.loaded) .trust-row,
.js .hero:not(.loaded) .hero__visual{
  opacity:0;transform:translateY(100%);
}
.js .hero:not(.loaded) .eyebrow,
.js .hero:not(.loaded) .hero__lead,
.js .hero:not(.loaded) .hero__ctas,
.js .hero:not(.loaded) .trust-row,
.js .hero:not(.loaded) .hero__visual{transform:translateY(24px)}
.hero.loaded h1 .line > span{opacity:1;transform:none;transition:transform .7s var(--ease),opacity .7s var(--ease)}
.hero.loaded .eyebrow{opacity:1;transform:none;transition:.55s var(--ease)}
.hero.loaded .hero__lead{opacity:1;transform:none;transition:.6s var(--ease) .35s}
.hero.loaded .hero__ctas{opacity:1;transform:none;transition:.6s var(--ease) .45s}
.hero.loaded .trust-row{opacity:1;transform:none;transition:.6s var(--ease) .55s}
.hero.loaded .hero__visual{opacity:1;transform:none;transition:.8s var(--ease) .2s}
.hero.loaded h1 .line:nth-child(1) > span{transition-delay:.05s}
.hero.loaded h1 .line:nth-child(2) > span{transition-delay:.14s}
.hero.loaded h1 .line:nth-child(3) > span{transition-delay:.23s}
.hero.loaded h1 .line:nth-child(3) > span{transition-delay:.34s}

/* 23. RESPONSIVE --------------------------------------------------------- */
@media (min-width:600px){
  .form__grid{gap:1.2rem}
  .proof-strip{grid-template-columns:repeat(4,1fr)}
}
@media (min-width:768px){
  .selector__grid{grid-template-columns:1.1fr 1fr}
  .split{grid-template-columns:1.05fr .95fr}
  .building__grid{grid-template-columns:1.3fr .7fr}
  .bento{grid-template-columns:1fr 1fr}
  .bento__feature{grid-row:span 2}
  .bento__items{grid-template-columns:1fr 1fr}
  .calc__panel{grid-template-columns:1.1fr .9fr}
  .mentor-lead{grid-template-columns:.85fr 1.15fr}
  .mentor-cards{grid-template-columns:repeat(3,1fr)}
  .testimonials{grid-template-columns:repeat(3,1fr)}
  .ways{grid-template-columns:1fr 1fr}
  .booking{grid-template-columns:.9fr 1.1fr}
  .footer__grid{grid-template-columns:1.4fr 2fr}
  .footer__cols{grid-template-columns:repeat(4,1fr)}
  .roadmap__stages{grid-template-columns:repeat(2,1fr)}
}
@media (min-width:1024px){
  .nav{display:block}
  .header__actions{display:flex}
  .hamburger{display:none}
  .hero__grid{grid-template-columns:1.05fr .95fr}
  .scroll-cue{display:flex}
  .roadmap__stages{grid-template-columns:repeat(4,1fr)}
  .mentor-cards{grid-template-columns:repeat(3,1fr)}
  .bottom-cta{display:none}
}
@media (min-width:1280px){
  .mentor-cards{grid-template-columns:repeat(3,1fr)}
}

/* Mobile mentor horizontal scroll option under 768 handled via stack (accessible). */
@media (max-width:520px){
  .compare__head div,.compare__row span{padding-inline:.85rem;font-size:.86rem}
  .hero__doc{position:static;width:auto;margin-top:1.2rem}
  .calc__tab{font-size:.85rem;padding:.75rem .5rem}
}

/* --- support feature card (fills the large navy panel) --- */
.feature-list{margin-top:1.6rem;display:grid;gap:.85rem;position:relative;z-index:1}
.feature-list li{position:relative;padding-left:1.9rem;color:#C4D2E3;font-size:.98rem;line-height:1.5}
.feature-list li::before{content:"";position:absolute;left:0;top:.15em;width:20px;height:20px;border-radius:50%;
  background:var(--cyan);
  -webkit-mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;
          mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5 10.5l3 3 7-7' fill='none' stroke='%23000' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/contain no-repeat;}
.feature-list li::after{content:"";position:absolute;left:0;top:.15em;width:20px;height:20px;border-radius:50%;border:1.5px solid rgba(46,155,214,.5)}
.feature-list li span{position:relative}
.feature-quote{margin-top:2rem;padding:1.1rem 0 .2rem 1.3rem;border-left:2px solid var(--gold);
  font-family:var(--ff-serif);font-style:italic;font-size:1.15rem;color:#fff;line-height:1.4;position:relative;z-index:1}

/* --- challenge callout (replaces the blank document image) --- */
.challenge-callout{margin-top:2.2rem;display:flex;gap:1.3rem;align-items:center;
  padding:1.4rem 1.6rem;background:var(--navy);border-radius:14px;color:#fff;box-shadow:var(--shadow-card)}
.challenge-callout__num{font-family:var(--ff-serif);font-size:clamp(1.9rem,1.5rem+1.2vw,2.6rem);color:var(--gold-soft);line-height:1;flex:none;font-weight:500}
.challenge-callout p{color:#B9C7DA;font-size:.95rem;margin:0}

/* --- roadmap premium polish --- */
.stage{transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s var(--ease)}
.stage:hover{transform:translateY(-4px);box-shadow:var(--shadow-card);border-color:var(--line-strong)}
.stage.is-active{border-color:rgba(217,147,35,.4)}
.roadmap__stages{margin:0;padding:0;list-style:none}

/* --- FAQ premium two-column layout --- */
.faq-layout{display:grid;gap:clamp(2rem,4vw,3.5rem);grid-template-columns:1fr;align-items:start}
.faq-intro .display{margin-top:1rem}
.faq-intro > p{color:var(--slate);margin-top:1.1rem}
.faq-cta{margin-top:2rem;background:var(--navy);color:#fff;border-radius:16px;padding:1.6rem 1.5rem;box-shadow:var(--shadow-card);position:relative;overflow:hidden}
.faq-cta::before{content:"";position:absolute;right:-30px;bottom:-30px;width:130px;height:130px;border-radius:50%;border:1.5px solid rgba(46,155,214,.25)}
.faq-cta h4{color:#fff;font-family:var(--ff-serif);font-weight:400;font-size:1.3rem;margin-bottom:.5rem}
.faq-cta p{color:#B9C7DA;font-size:.92rem;margin-bottom:1.2rem;position:relative;z-index:1}
.faq{max-width:none}
.faq__item{border-bottom:1px solid var(--line);transition:border-color .2s var(--ease)}
.faq__item:first-child{border-top:1px solid var(--line)}
.faq__q{padding:1.25rem .25rem}
.faq__q[aria-expanded="true"]{color:var(--cyan-deep)}
.faq__a-inner{padding:0 .25rem 1.4rem}
@media (min-width:900px){
  .faq-layout{grid-template-columns:.82fr 1.18fr}
  .faq-intro{position:sticky;top:100px}
}

/* prefers-reduced-motion */
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important}
  .reveal{opacity:1;transform:none}
  .hero h1 .line > span,.hero .eyebrow,.hero__lead,.hero__ctas,.trust-row,.hero__visual{opacity:1;transform:none}
  .marquee__track{animation:none;flex-wrap:wrap;white-space:normal;width:auto}
  .growth-chart .line{stroke-dashoffset:0 !important}
  .roadmap__line-fill{width:100% !important}
}